If you have investments managed through a 401(k) or a traditional IRA, you may have wondered if your planning for retirement would improve with a Roth IRA. You’ve heard that, for some, it is advantageous to convert to a Roth IRA, but how do you determine what could be...
planning for retirement
Planning for Retirement: Should You Invest or Pay Off Your Mortgage Early?
There’s something so exciting and so … gulp … eye-opening about buying a home. (You’re going to be paying off your house until you’re how old?) When planning for retirement, many homeowners wonder whether it would be better to pay off their mortgage earlier or invest...
Three Retirement Planning Tips for Your Last Five Years of Working
You’re five years from your anticipated retirement date, and things are looking pretty good. You can look back over a satisfying career, and you have plenty of retirement plans to look forward to. From travel to more time for hobbies, you’re expecting to have a lot of...
Planning for Retirement in Your 50s: What’s Your Vision, and Are You On Track?
If you’ve recently celebrated a milestone birthday of turning 50, then you may notice a few things. You may be more interested in activities that have meaning – or those activities that you just enjoy for the sake of enjoying them. You may be making regular visits to...
Have You Made These Common (But Lesser-Known) Missteps When Planning for Retirement?
Surprise. There is a fair amount of complexity associated with retiring. Sometimes there are feelings of genuine confusion over “what’s next?” For many retirees, it can take several months or a year (or more) to find a new and meaningful routine. For others, a big...
Planning for Retirement: Good News. It’s Not Too Late.
For many Americans, planning for retirement hasn’t been a regular part of their financial planning. The causes are different for every household, but nearly half of all Americans have no retirement savings at all, and for those that have been able to save, the median...